Integrated Diploma in Wealth Management (IDWM)

Integrated Diploma in Wealth Management (IDWM)

Your Fastest Route to a High-Growth Career in Finance

The Integrated Diploma in Wealth Management (IDWM) is a job-guaranteed, 6-month professional program that combines classroom learning, global certifications, and paid industry exposure. Offered by the International College of Financial Planning (ICOFP), it is designed for young graduates who want to build impactful careers in Banking, Financial Services and Investment (BFSI).

Structured in two practical tiers, the first 2 months focus on intensive conceptual learning through live online classes, while the next 4 months offer paid on-the-job training (OJT) with one of India’s top BFSI placement partners. The program includes a job guarantee after successful completion of the program.

Program Philosophy

The IDWM program bridges academic learning with real-world application. It opens up the world of personal finance, investments, and wealth creation to students from all academic backgrounds.

Through interactive sessions, case studies, and industry projects, you develop the competence to understand markets, evaluate client goals, design investment strategies, and implement them with confidence. This is a course that doesn’t just teach finance — it builds professionals who understand money, markets, and people.

Program Overview

The 6-month journey unfolds in two distinct phases:

Phase 1 (Months 1–2): Live online classes focused on financial planning, investment management, taxation, and wealth advisory.

Phase 2 (Months 3–6): Paid internship with a leading BFSI firm, applying classroom learning to real client scenarios and product distribution.

By the end of the program, you don’t just earn a diploma, you graduate with industry certifications, professional experience, and a confirmed job placement.

Program Highlights

• Duration: 6 months (2 months classes + 4 months paid internship)
• Mode: Live Online Classes (5 days a week)
• Paid Internship: ₹10,000 – ₹15,000 per month
• Placement: Job-Guaranteed after successful completion of the program
• Starting Role: Wealth Officer / Trainee Wealth Manager
• Certifications: CFP Level 1 (FPSB, USA) | NISM-VA | NISM XXI-B | NIA Insurance Broker Certification
• Placement Network: Leading BFSI organizations including Banks, Mutual Fund Houses, Investment Firms, and Wealth Management Companies

Program Objectives

• Build core financial acumen across investments, portfolio management, and advisory.
• Provide hands-on learning through a 4-month paid industry internship.
• Develop professional confidence, ethics, and job orientation through skill-building modules.
• Equip learners with globally benchmarked BFSI certifications.
• Ensure job placement after successful completion of the program through structured industry partnerships

Career Scope

The Integrated Diploma in Wealth Management is your career launchpad into India’s ₹4-trillion BFSI industry. With a growing demand for qualified financial advisors, relationship managers, and wealth planners, IDWM graduates find themselves in high-demand roles within months.

This program includes a job guarantee after successful completion of the program, enabling your effort to translate directly into employment.

Career Progression Path#:

# - For Illustrative Purposes Only

Where You Can Work:

Banks • NBFCs • Mutual Fund Houses • Investment Firms • Wealth Management Companies • Financial Planning Firms • Fintechs in Personal Finance

This program doesn’t just get you a job — it places you at the center of India’s financial growth story.

Curriculum

1. Foundation Courses

Learn the essentials of Accounting, Economics, and Excel, ensuring every student, regardless of academic background, builds a strong conceptual foundation.

2. Core Learning Modules

The IDWM program builds in-depth understanding through seven specialized modules that together cover the complete wealth management landscape — from client profiling to portfolio construction, taxation to regulatory frameworks, and retirement to risk management.

• Personal Financial Management: Learn the foundations of financial planning — how to assess a client’s goals, income, expenses, and risk appetite to create holistic and personalized financial roadmaps.
• Investment Planning & Asset Management: Understand how to evaluate investment products across equity, debt, and hybrid categories and construct portfolios aligned to risk-return profiles.
• Investment Laws & Regulations: Gain working knowledge of SEBI, RBI, IRDAI, and AMFI frameworks governing wealth management and product distribution, ensuring full regulatory compliance.
• Mutual Funds: Study mutual fund structures, NAV calculations, fund categories, and suitability assessment through the NISM-VA certification — a must for anyone in fund distribution.
• Risk Planning & Insurance: Learn how to identify, evaluate, and mitigate client risks through the right mix of insurance products; aligned to the NIA Insurance Broker certification.
• Investment Taxation: Master the tax implications of various financial instruments and learn how to design tax-efficient investment strategies for clients.
• Retirement Planning: Develop strategies for creating sustainable post-retirement income streams and learn to calculate retirement corpus using real-life case simulations.
• Portfolio Management: Learn diversification, asset allocation, and performance measurement under the SEBI-recognized NISM XXI-B certification, integrating theory with live portfolio tracking.

Each subject follows a concept-to-application model, ensuring students not only understand the financial system but can actively operate within it.

3. Skill Building & Internship

The final phase focuses on employability and execution skills:

• Behavioral & Soft Skills: communication, ethics, grooming, and time management.
• Strategic Skills: client advisory & acquisition, client profiling, objection handling, and relationship management.
• Paid Internship: 4-month OJT with stipend ₹10,000–₹15,000 per month under a senior wealth mentor.
• Live Project: Real-world assignments on investment advisory, client profiling, and market analysis under mentor supervision.

This is where you evolve from a student into a professional with the confidence to face clients, manage portfolios, and meet targets.

Certifications & Examinations

The IDWM integrates four nationally and internationally recognized credentials, making it a 5-in-1 qualification respected across the BFSI sector:

• 1. CFP Level 1 – FPSB, USA
• 2. NISM-VA – Mutual Fund Distributors Certification (SEBI recognized)
• 3. NISM XXI-B – Portfolio Management Certification (SEBI recognized)
• 4. NIA Insurance Broker Certification – NIA Pune
• 5.Integrated Diploma in Wealth Management – ICOFP, New Delhi

Exam Authorities:

• Diploma Exam: Conducted by ICOFP
• CFP Level 1: Conducted by Financial Planning Standard Board, India
• NISM VA & XXI-B: Conducted by NISM
• Insurance Certification: Conducted by NIA, Pune

Eligibility & Admission Process

• Eligibility: Graduates or final-year students from any discipline (Science, Commerce, Arts). No prior finance knowledge required.
• Selection: Online aptitude test (75 MCQs, 2 hours) followed by online interview.
• Offer: Admission confirmed after selection. Job placement is guaranteed after successful completion of the program.
• Fees: ₹85,000 payable to ICOFP.
• Fees for FPSB India, NISM, and NIA certifications to be paid directly to respective bodies.
• Financing Option: Interest-free student loan available.

Why IDWM at ICOFP

• Job-Guaranteed Diploma with placement after successful completion.
• Integrated with India’s top BFSI placement network.
• Respected in the BFSI industry for CFP Level 1, NISM, and NIA credentials.
• Live Online Classes (5 days/week) with expert mentors.
• Skill + Certification fusion = unmatched employability in six months.
• Proven track record of placements across leading banks, mutual funds, and wealth firms.

The ICOFP Edge

You don’t just study finance — you live it.

You learn to think like a wealth advisor, act like a relationship manager, and grow like a leader in the BFSI world.

This isn’t a shortcut course; it’s a career accelerator built on learning, experience, and assured success.